The construction of a proposed life insurance solution in a personal financial plan is complex on several levels. As a personal financial planner, you must possess a broad range of knowledge of the various insurance solutions available to have a reasoned dialogue with your clients.

In this audiovisual CPE course, Tom Tillery will describe three different types of life insurance contracts: term life insurance, permanent life insurance, and group life insurance (group life insurance is covered in greater depth in the Group Insurance and Employee Benefits course).

This course covers:
* Optimal design of a policy
* Funding and withdrawal features
* Dividend options
* Nonforfeiture options
* Settlement options

Finally, taxation and tax planning topics will be addressed, including:
* Tax planning with life insurance
* Income taxation of life insurance
* Taxation at surrender of a contract
* Taxation of proceeds from a life insurance contract
* Transfer of value rules
* Section 1035 exchanges
* Integrating life insurance with the overall financial plan.