Understand the key concepts and potentials concerns related to helping clients plan for their future retirement and financial independence.

Understand the basic concept of retirement benefits − its history, the current landscape and what it means for you and your clients today and in the future − by exploring the following topics:

- Historical and fundamental assumptions from a brief history of the concept of retirement to concepts of realistic goal setting, inflation, life expectancy, investment returns, and creating a spending plan
- Various types of retirement plans including qualified employer plans, IRAs, and Social Security benefits
- The regulatory environment, including applicable regulatory bodies and rules

With real-life scenarios and practical guidance, understand how the various retirement funding options fit into a client's overall financial goals, so you can develop a comprehensive and practical financial plan for your clients.